With a bank
They keep the gap.
- What your savings earn
- What a loan costs you
Little interest on the way in. High interest on the way out. The distance between those two is the business.
People, not a bank
Start using money on your terms.
We think it's about time.
A bank pays you a little for the money you leave with them, then charges you a lot when you need some. There is another way. People lending to people, at a rate you both can live with.
Good morningPreview
€1,200
waiting to find someone
Lend
Borrow
WWith someoneComing home in June
€€800 asked forWaiting on a person
A feeling of home. Yours will be your own numbers.
With people
You keep the say.
- You name the return you're happy to earn.
- You name what you're willing to pay to borrow.
- When two people want the same thing, money moves.
Two ways to be on your own side.
Lend what you can spare. Borrow what you need. Same account, either way.
Lend
Put money to work.
Choose an amount, the return you want, and how long you can be without it. It goes to a person, not into a vault that pays you almost nothing.
Borrow
Ask a person.
Say what you need, the most you're willing to pay, and when you'll pay it back. No credit committee. No rate written in a back office.
01
Open it.
A name, an email, and where you bank. Then a card and an account, so money has a way in and a way home.
02
Name your terms.
The amount. The months. The rate you can live with. Nothing you didn't choose.
03
Let it move.
It leaves when someone wants it on those terms, and it comes back the same way. People, both sides.